Industry Risk Officer, Technology Solutions Eindhoven

DLL is a global provider of asset-based financial solutions in the Agriculture, Food, Healthcare, Clean Technology, Transportation, Construction, Industrial and Office Technology industries. We collaborate with equipment manufacturers, dealers and distributors in more than 30 countries to enable businesses to obtain and use the assets they need to contribute meaningfully to the world.

Do you believe businesses should have a bigger ambition than short term profit? You’ll be part of a team that gets the right tools into the right hands. A team that understands the heart and soul of our partners’ business. A team that provides original financial solutions to sustain success for generations. The Industry Risk Officer (IRO) supports the development of new and existing customer relationships through: completing credit and annual reviews, working with commercial members and country risk leaders to meet customer needs across countries and/or adding new products, creating Risk Acceptance Criteria (RAC’s) as needed, conducting training as appropriate and through monitoring customer/ portfolio performance.  IRO’s are also responsible for, among other things, providing portfolio acquisition support and monitoring external market trends within the industry(s) they support.

This position will support our Technology Solutions Global Business Unit. You can be located in any DLL office globally.

Day to Day

• Proactively provides his/her input regarding Global Business Unit (GBU) new business opportunities. Sets Risk Acceptance Criteria (“RAC”) and Risk Appetite as needed and appropriate.

• Assumes responsibility for completing credit applications, being ultimately responsible for meeting quality standards.

• Perform periodic monitoring and reporting of the GBU portfolio, signalling potential deviations and proposing necessary actions to remedy negative trends.

• Provide market and industry expertise in the development of new customer relationships in line with risk policy.

• Participates in business reviews as requested with the focus on portfolio performance, portfolio quality and ongoing risk strategy.

• Develops, administers and monitors global loss pools / risk sharing mechanisms as well as vendor risk limit setting over the countries and closely interacts with regional risk officers on concerns.

• Assumes responsibility for GBU risk matters from a global perspective.

• Maintains close relationship with commercial leaders and Regional Risk Officers.

• Participates in committees when requested, assuming the risk expert role. In case of potential acquisitions, the function is part of the due diligence team from the perspective of industry risk expertise.

• Monitors the adherence to global risk policies.

• Assures an in-control situation through the usage of a monitoring and reporting infrastructure for the GBU and monitors, reports and advises on portfolio development as well as external market developments, in order to provide management information, initiate corrective actions and maintain compliance at all times.

Essentials:

• Minimum of a Bachelors level college degree, Masters degree preferred.

• 10+ years of credit risk experience with levels approval authority reflecting experience/ appitude. Experience preferably in the equipment leasing market including large ticket underwriting experience.

• Experience in one or more of DLL’s industry segments.

• Strong personal skills:
  
  
  • Credit risk assessment
  
  
  • Interpersonal skills
  
  
  • Negotiation skills
  
  
  • Communication (written and verbal) skills

• Experience in managing complex transactions, projects or programs. 

• Interaction with others demands influencing and persuasion in a tactful manner and with understanding of cultural and business differences as well as corporate political sensitive issues.

Settling in

At DLL, you’ll deal with the constantly changing needs of our business and our partners. To make sure we succeed, members must look to the future and adapt to the present. That’s why we also encourage members to seek out the best skills across all our offices. The more networked we are as an organization, the more effective we can be at seeing more than a customer, and working harder as a partner.

All members enjoy:

• Two working days per year volunteering for a local charity

• Health and Wellness program including healthy food, fresh Coffee Plaza, free health checks, fun health & vitality activities

• Flexible hours with possibility to work from home (within job scope)

• Career development opportunities: online learning, member development programs

• Company pension scheme and attractive collective insurance package

• Employee Benefits Budget for commuting costs, extra hours of leave, pension savings, etc.

DLL in a nutshell

DLL is a global vendor finance company with more than EUR 30 billion in assets. Founded in 1969 and headquartered in Eindhoven, The Netherlands, we provide asset-based financial solutions in the Agriculture, Food, Healthcare, Clean technology, Construction, Transportation, Industrial and Office technology industries. We partner with equipment manufacturers, dealers and distributors in more than 30 countries to support their distribution channels and help grow their businesses. We combine customer focus with deep industry knowledge to deliver sustainable solutions for the complete asset life cycle, including retail finance, commercial finance and used equipment finance. DLL is a wholly owned subsidiary of Rabobank Group.

Good to know:

• Deadline for applications: 25th of August

• Reporting to CRO CCO

• The selection process may involve an assessment

• Applications via email will not be reviewed. Please apply online via our career website

• DLL’s referral program applies

• For more information you can contact Nico Molenschot, Recruitment Business Partner, via nico.molenschot@dllgroup.com

Almost all members of DLL in NL are required to take the Bankers Oath. Banks in the Netherlands find it important that everyone working in the Dutch banking environment fulfills their role with integrity and care. The Banker’s Oath is our promise that we will do so with our customers, the society and to each other.

Screening is part of the application procedure and DLL screens all interns and new employees according to the “DLL Global Screening Policy” in order to ascertain whether the applicant may hold a position at DLL.

Interested? Please click the 'more information-button' on top of this page.